Insurance

For established patients, yes. We currently accept:• Regence Blue Cross Blue Shield of Oregon• Oregon Health Plan (Care Oregon)• Heraya Health (Kaiser) Our insurance-based practice is currently full, so we are not accepting new patients using insurance at this time. New patients are welcome to establish care through our self-pay options.Please verify your naturopathic benefits directly with your insurance company before your visit. We do not verify coverage on your behalf, and any costs not covered by your plan will be your financial responsibility.

Yes. We currently accept Oregon Health Plan through CareOregon for established patients.Access to care through OHP matters deeply to our practice. We believe income, disability, family structure, or life circumstances should not be barriers to receiving compassionate, high-quality healthcare.At this time, our insurance-based practice is full, so we are not accepting new patients using OHP or other insurance plans. New patients are still welcome to establish care through our self-pay options.If our self-pay rates do not fit your financial reality, please reach out. We cannot always guarantee availability, but we want to understand what barriers you are facing and explore whether there may be another way to support access to care.Maintaining access for OHP patients remains an important part of our commitment to equitable care as the practice grows.

You are welcome here, even if you don’t have insurance. While we recommend maintaining coverage for emergencies or hospital care, insurance is not required to work with us. This practice operates on an equity-based self-pay model with transparent, equity-based pricing. We offer discounted cash-pay rates for labs and imaging, and if you need specialty care, we will help you find options that are both clinically appropriate and financially manageable.

Yes, we welcome Medicare patients! However, we do not bill medicare insurance for visits. Appointments will be paid at the time of visit using the Community Supported Direct Care model. Learn more here. Medicare can still be used for most labs, imaging, prescriptions, and specialist care ordered outside the practice.

We want to be transparent about why we are intentionally moving toward a community supported direct care model. In Oregon, naturopathic physicians do not have pay equity with other primary care providers, including MDs, DOs, NPs, and PAs. For the same visit types and billing codes, reimbursement is often lower, inconsistent, or denied altogether. Insurance companies may require prior authorizations simply to be seen by a naturopath, exclude licensed services, or retroactively deny care. We have patients who pay more in monthly insurance premiums than we receive in an entire year of care from their plan. These are not isolated issues. They reflect a healthcare system that prioritizes profit and bureaucracy over care. In the current political and economic climate, continued reliance on this model harms patients, practitioners, and clinic staff. It pushes healthcare into a transactional framework where time, relationship, and healing are devalued. Our long-term vision is to move away from transactional healthcare models and toward systems where everyone involved is supported. This means patients receiving care without fear of denials or surprise bills, practitioners being fairly compensated for their labor, and staff working within sustainable and humane structures. As part of this vision, we are committed to always accepting OHP. Access to care matters deeply, and this commitment exists alongside our broader goal of building a transparent, community-supported, equity-based practice that allows all of us to be cared for.

The amount you pay depends on your specific insurance plan, and it is not always as straightforward as it may seem. Most patients are responsible for some combination of: A copay, which is a fixed fee due at the time of your visit A deductible, which must be met before your insurance begins to cover services Any remaining balance for services that are not fully covered

Not always. A copay is simply the amount collected at the time of your visit, but it may not reflect the total cost of care. Depending on your plan, you may still receive a bill if: Your deductible has not been met Additional services are provided Your insurance does not fully cover certain aspects of your care

Coverage varies by plan, but commonly uncovered or partially covered services can include: Extended or complex visits Non-covered services (Examples may include: bodywork, pelvic floor therapy) Lab interpretation and review Care coordination and communication outside of your visit Administrative work such as prior authorizations These are all important parts of your care, but insurance does not always cover them fully.

This is usually related to how your insurance processes the claim. If your deductible has not been met or if certain services are not covered, the remaining balance is assigned to you by your insurance plan.

Insurance plans can be complex, and it is not always possible to know exact costs in advance. If you are looking for more clarity around copays, deductibles, and why unexpected bills happen, we invite you to read our full blog post where we walk through this in more detail. You can also explore our Community Supported Direct Care option if you prefer clear, upfront pricing without the uncertainty of insurance billing.